The Cost of Credit

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Is the cost of credit weighing heavily on your shoulders? It is easy to just accept what you are currently being asked to pay for your credit. If you have outstanding balances on Credit Cards, Secured or Personal Loans it would make sense to let us make sure you are not paying more than you need to for these arrangements.

You may well find that you are either able to reduce your monthly cost or reduce the time it takes to repay your debt. In some cases it may be possible to accomplish both.


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Personal Loans

Depending on when you organised your Personal Loan, there may be an opportunity to move it to a company who will charge you less interest each month.

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Secured Loans

Some Secured Loan Providers have reduced their interest rates meaning it may make sense as part of a general review to reorganise an outstanding loan.
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Credit Cards

For many of us the cost of leaving an outstanding balance on a Credit Card has increased because some Financial Institutions have looked for ways to increase their revenue. You could be paying over 20% APR for credit that could be costing you less than half that.


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The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

We do not charge Advice or Brokerage Fees.

 
 Your Choice Mortgage Services Ltd is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.


Registered Office: The Old Barn, The Bridge, Lower Eashing, Godalming, Surrey GU7 2QF.
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